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Are you ready to build a legacy that saves lives?

In England today, too many men are fighting silent battles. They are navigating the complexities of mental health and personal growth without a compass or a tribe. At MINDSET, we are changing that narrative. We believe that through brotherhood, community, and intentional self-improvement, every man can reclaim his strength and purpose.

We have the vision. We have a dedicated Board of Trustees. We have the momentum. Now, we need the architect of our community.

The Volunteer Opportunity: Volunteer Coordinator (Volunteer)

As our first-ever Volunteer Coordinator, you won’t just be "managing people"—you will be the guardian of our culture. You will be the first point of contact for the passionate individuals joining our mission, ensuring that every person who steps up to help MINDSET feels valued, supported, and empowered to make a difference.

Who You Are

We aren't looking for a CV; we’re looking for a character. We need a connector who is:

• A Natural People Person: You have the warmth and emotional intelligence to welcome new volunteers and the intuition to see where their talents fit best.

• An Inspiring Leader: You understand that a charity is only as strong as its people. You can motivate a diverse team and keep the spirit of brotherhood alive.

• A Person of Action: You possess the organizational spark to turn interest into impact, streamlining how we recruit, onboard, and support our team.

• A Believer: You are deeply committed to men’s mental wellbeing and understand the life-changing power of a supportive community.

The Volunteer Role

Working closely with the Founder and the Board, you will be the "Face of MINDSET" for our growing team. You’ll design the volunteer journey, coordinate our expanding network of supporters, and ensure that as we grow across England, our core values of brotherhood and growth remain at the center of everything we do.

Why Join Us?

This is a chance to be there at the "Day One" of something massive. You will help shape the very DNA of MINDSET. You’ll gain incredible experience in community building and leadership, but more importantly, you’ll be the person who brings together the tribe that helps a father, a brother, or a son find his way back to health.

"A man’s mindset is the foundation of his future. Help us build the community that supports that foundation."

If you have the people skills to inspire and the heart to serve, we want to hear from you. Help us turn the tide on men’s mental health.

Join our Board and help us support Asian mothers who are fleeing domestic abuse.

About Maa Shanti

We offer practical support, advocacy, emotional support, and activities tailored to the needs of South Asian mothers. Services are available in person, online, or in a blended format, and the team speaks Bengali, Urdu, Hindi and Punjabi to ensure culturally sensitive engagement.

What will you be doing?

Key Responsibilities: 

· Ensure the charity fulfills its purposes as outlined in its governing document.

· Ensure compliance with the governing document, charity law, and other applicable laws.

· Act in the charity’s best interests, making balanced and informed decisions. Contribute to the Board’s strategic direction, policy-setting, and goal definition, including performance evaluation.

· Provide guidance based on experience, supporting new initiatives.

· Ensure effective and efficient administration of the organisation.

· Monitor Maa Shanti’s financial, strategic, and operational performance. 

In addition to general trustee responsibilities, we're particularly interested with in candidates who have the following skills:

· HR

· Charity Governance

· Legal expertise (family law/immigration)

Time Commitment:

· Quarterly Board meetings.

· 2 away days a year.

· In addition to Board meetings, there may be some ad hoc work support required in between meetings.

· Remote/hybrid working offered if needed.

What are we looking for?

You do not need previous governance experience to join the board. We will provide an induction an ongoing support.

Personal skills and qualities:

· Willingness and ability to understand and accept responsibilities and liabilities as trustees and to act in the best interests of the organisation.

· Ability to think creatively and strategically, exercise good, independent judgement and work effectively as a board member.

· Effective communication skills and willingness to participate actively in discussion.

· Enthusiasm for the work of Maa Shanti.

· Commitment to Nolan’s seven principles of public life: selflessness, integrity, objectivity, accountability, openness, honesty and leadership. 

We warmly welcome applications from individuals who bring a wide range of experiences and perspectives to our Board. As a woman only and led-by-and-for organisation, all board members must be women, and at least 90% of the board must come from South Asian backgrounds.

What difference will you make?

Joining Maa Shanti’s Board is an opportunity to be part of a values-led, survivor-centred organisation making a real difference in the lives of women and children affected by domestic abuse. As a trustee, you will help shape the future of a trusted, community-rooted charity at a time of growth and increasing need. You’ll work alongside a thoughtful, supportive Board and leadership team, contributing your perspective, skills and lived experience to ensure survivors’ voices remain at the heart of everything we do.

What will you be doing?

We are looking to expand the range of expertise and experience of our Board and are looking to recruit additional Trustees, particularly with knowledge of Nottinghamshire or the Deaf Community (UK-wide), but we are looking for other experience too (see below). 

This is a great opportunity to develop further governance skills and experience, and help steer an important charity in the right direction

Trustees meetings are usually held every six weeks, plus there is an AGM, away days, and any sub-committee meetings that trustees may be involved in. Most meetings will remain virtual but there will from time to time be a need to attend key meetings and events in Nottingham. The time commitment is approximately 4 hours per month, but there may be occasions when more time is required for a short period.

Trustee positions are unremunerated, but reasonable expenses will be reimbursed.

Who we are looking for

· Relevant experience in any of the following: the deaf community, Nottinghamshire, financial management, HR, charities, fundraising, social prescribing, NHS, local authorities, marketing, business development, governance, strategy or legal.

· A willingness to devote the necessary time and effort

· Good, independent judgement

· The ability to challenge and ask questions

· An understanding and acceptance of the legal duties, responsibilities and liabilities of trusteeship

· A commitment to Nolan’s seven principles of public life: selflessness, integrity, objectivity, accountability, openness, honesty, and leadership

About Self Help UK

Self Help UK is a leading peer support organisation with over 40 years of experience in developing and delivering peer-led services. Our mission is to empower individuals and communities by embedding peer support principles into health and wellbeing initiatives. We have created a range of innovative programmes that help people living with cancer and other long-term health conditions to navigate challenges and take control of their health and wellbeing.

We work in partnership with Macmillan Cancer Support on projects that make a real difference. These include national and local initiatives for the Deaf community, volunteer-led support for anyone affected by cancer, and prehabilitation services for those facing complex treatment. In 2026, we will collaborate with our Integrated Care System to improve health literacy and increase cancer screening uptake among underserved communities in Nottingham. Looking ahead, we are exploring a new direction to position Self Help UK as a holistic, person-centred support provider, embedding peer support and volunteer-led activity at the heart of everything we do. Our vision is to challenge health inequalities and enable people to feel confident, informed, and supported in shaping their own health journey.

A selection of causes covered by Self Help UK

· Peer support

· Long-term health conditions

· Cancer diagnoses and prevention

· Voluntary sector support

· Health inequalities

· Under-served communities

About us

VoiceAbility is an independent charity and one of the UK’s largest providers of advocacy and involvement services. We deliver a wide range of service contracts funded by local authorities, health trusts and other voluntary and private sector organisations.

We’ve been supporting people to have their say in decisions about their health, care, and wellbeing for over 40 years. We make sure people are heard when it matters most.  For more information on what Advocacy is and the services offered then please visit our website.

About the role?

Our Trustees play a critical role in the organisation, helping set the strategy and review progress in relation to it, providing support, challenge and expertise to the Chief Executive and Directors.

A Trustee plays an essential role in seeking to maximise VoiceAbility’s positive impact as well as to stretch and hold to account the Chief Executive.

The role also has ultimate responsibility for the compliance with legal and regulatory requirements, as well as ensuring that the organisation acts in line with its charitable objectives and is financially stable. Trustees work as a team, applying good judgement and taking collective responsibility.

About you

We are looking for a Trustee with sound independent judgement, strategic vision and the ability to think creatively.  You will embody the organisations values and act in the best interests of the charity at all times. 

You will be engaged and motivated by the work of VoiceAbility and be able to build strong relationships and have experience of working as a non-Executive director or Trustee; however, lived experience is equally important.

We are seeking to recruit Trustees who bring Expertise in Finance, Safeguarding, Human Resources, Commercial and Operational Delivery.

Time commitment

Approximately one day per month.  Please note that this time commitment will be spread across multiple days and is likely to be cyclical.

There are four board meetings per annum.  Board meetings tend to be online, but face-to-face, or hybrid meetings may take place from time to time.  There would also be a commitment of two to four committee meetings per annum, a board strategy or development day and site visits.  Each trustee will also belong to at least one committee.

Equality and Diversity

VoiceAbility believes in fostering an inclusive workplace which welcomes, values, and celebrates the diversity of its staff and partners, treats all on a basis of equality and encourages all to meet their maximum potential.

VoiceAbility are a Disability Confident employer, any applicant that identifies themselves as having a disability and can demonstrate that they meet all the essential criteria for the role will be offered an interview.  If you need to apply in a different way, please contact HR for further options.

How to apply

Please follow the link to our latest vacancy page

Important Dates:

Closing date for applications: 

28 February 2026

 Interviews to be held: ongoing

Are you passionate about sustainability? Do you want to make a real impact on household carbon footprints and promote sustainable living? Can you help us deliver our innovative E-Save app and outreach programme?

What will you be doing?

To support delivery of the E‑Save app, you’ll provide essential administrative support to our volunteer‑led, largely remote organisation. 

You’ll help keep the charity running smoothly by supporting the board and key personnel with communications, record‑keeping, document updates, online meeting organisation, task tracking and maintaining clear, well‑ordered systems.

What are we looking for?

We’re seeking a UK‑based volunteer with at least three years’ administrative experience, including confident use of Microsoft tools. 

You’ll be organised, detail‑focused and able to manage your own workload. 

You’ll support meetings, maintain online files, update documents, manage data and contact lists, and provide general admin support to the Board, Operations Director and volunteer HR team as needed.

What difference will you make?

Your work will provide the operational backbone needed for the organisation to grow and deliver its ambitious programme. 

By ensuring effective administration and communication, you’ll help enable drive the  focus on environmental impact—supporting the delivery of the E‑Save app and helping bring practical climate action into everyday homes across the UK.

London Plus is looking for two new trustees who are passionate about strengthening London’s civil society. We play a unique role -  championing the role of charities and community groups in helping London and Londoners thrive.

We are particularly looking for Trustees with experience in the voluntary and community sector but you don’t need to have been a Trustee previously. We actively welcome applications from candidates who reflect the diversity of London’s communities.

This is a wonderful opportunity to give back, to support us in our work to strengthen London’s voluntary sector, to get valuable board experience and to work alongside our committed trustees and staff.

Make a Meaningful Difference in Your Community

De Aston School has been at the heart of Market Rasen since 1863. As a vibrant, friendly, and truly comprehensive 11–18 school, we are passionate about providing exceptional education for every young person—regardless of background or starting point. Our ethos, Believe. Strive. Achieve., shapes everything we do: we believe in potential, we strive for excellence, and we achieve through commitment, care, and community.

This commitment doesn’t stop with students—our governors and staff are valued, supported and invested in. During a recent Ofsted inspection, staff described De Aston as “one big family”, praising the school’s supportive culture and strong sense of belonging.

Why Volunteer With Us?

Becoming a School Governor is one of the most effective ways to help shape the future of young people in your community. You don’t need previous experience—just a desire to make a positive impact. We provide full training, induction, and ongoing development, alongside a genuinely welcoming and committed governing body.

By volunteering, you’ll:

• Influence strategic decisions that improve outcomes for hundreds of students
• Gain meaningful board‑level experience
• Build leadership, oversight and analytical skills
• Support an inclusive, ambitious, and high‑performing school
• Join a school with an outstanding reputation for pastoral care and evidence‑informed practice

About the Role

As a School Governor, you will work as part of the governing board to provide strategic leadership, oversight and challenge. You’ll act as a critical friend to senior leaders—supporting them to deliver excellence while holding them accountable for performance, safeguarding, resources and compliance.

Your insight will help shape school priorities, ensure financial sustainability, and uphold the values and vision of the school. This role has a real and lasting impact on the life chances of young people.

Key Responsibilities

As a Governor, you will:

• Help define the school’s mission, values and long‑term vision
• Review and approve key policies
• Support the appointment and appraisal of senior leaders
• Monitor educational outcomes and ensure a broad, balanced curriculum
• Oversee financial management and resource allocation
• Assess risk and ensure robust safeguarding procedures
• Attend a minimum of six meetings per year
• Build strong professional relationships with leaders and fellow governors
• Make occasional school visits to deepen your understanding of the school environment
• Undertake induction and ongoing training

What We’re Looking For

No formal qualifications are required. We welcome volunteers from all backgrounds—especially those who bring diversity of thought, lived experience or specialist knowledge in areas such as education, finance, HR, law, community engagement or data analysis.

You’ll be a great fit if you are:

• Passionate about improving outcomes for children and young people
• Able to communicate clearly and listen constructively
• Objective, fair, and committed to confidentiality
• Willing to give time to meetings, reading papers and preparing questions
• Collaborative, professional and supportive of team decision‑making
• Committed to safeguarding and the Seven Principles of Public Life
• Open‑minded, resilient and eager to learn

De Aston School is committed to safeguarding and promoting the welfare of young people and expects all staff and volunteers to share this commitment. All posts will be subject to an enhanced DBS disclosure, medical and reference checks.  All pre-employment checks are in line with Keeping Children Safe in Education. 

Do you want to support a local school in enhancing its outcomes for its students? Do you want to develop your board level experience? Have you got a passion for making a difference in your communities?

As a school governor, you’ll operate at board-level and develop strategic leadership skills and assist in making decisions on a wide range of topics; all while collaboratively improving education within your local community.
We’re currently recruiting volunteers for schools in Spalding to strengthen their governing boards and enhance outcomes of pupils within your communities. If you feel, you want to make a difference within your community, read on for more details about the role of a governor and how to apply.

Governors make decisions that affect schools and their pupils for years to come; our recent impact survey found that our volunteers bring £9.9 million worth of value to schools each year, and 9/10 volunteers would recommend being a governor to a friend. Becoming a governor gives you ample opportunity for personal and professional development, including exposure to finance and budgeting, safeguarding, HR, strategic planning, and more.
As a governor, you can visit the school to gain an understanding of the culture and ethos and to get the most out of the role as well as have the opportunity to meet children, parents, and teachers, and see the impact of your work first-hand. Governors act as a ‘critical friend’ to their head teacher ensuring accountability and helping to monitor and evaluate the schools progress, budget and staffing. You’ll also help to shape and implement future plans and guide the schools aims, ethos and values.

You don’t need to be a parent or have any specific skills to become a governor as long as you’re over 18 and happy to have a DBS check, you can apply! Professional skills such as HR, finance, law or project management are useful but governing boards are often needing softer skills such as leadership, communication and problem solving alongside a fresh perspective and lived experience within their communities. As a governor, you’ll be supported by the Chair, head teacher and the rest of the governing team.

This vacancy is for a primary school looking to find a governor to sit on their board with experience of SEND and Safeguarding. The school is a small friendly village school set in an old building and embraces the natural environment to ensure the children have a strong relationship with their communities. 

If you’re interested in becoming a school governor, fill out the short application form on our website.

Volunteer Role: Learning & Development Manager

Join a movement built on care, dignity, and community.

Unlock YOUR Potential is launching in Newham and Tower Hamlets — and we’re looking for a thoughtful, organised, people‑centred Learning & Development Manager to design and deliver the training that will empower our volunteers to change lives.

We are a 100% volunteer‑led organisation supporting adults aged 18–67 who face barriers to employment, education, confidence, and wellbeing. Our programmes are trauma‑informed, community‑based, and rooted in human connection.

If you believe learning should be accessible, empowering, and rooted in care — this role is for you.

What You’ll Do

As our Learning & Development Manager, you will:

• Design and deliver induction training for all new volunteers

• Create ongoing learning pathways for facilitators, mentors, wellbeing volunteers, and operational teams

• Embed trauma‑informed, person‑centred practice across all training materials

• Develop simple, accessible resources, guides, and toolkits to support high‑quality delivery

• Work closely with the Head of People, Culture & Talent and Head of Service Delivery to identify training needs

• Facilitate reflective practice sessions, debriefs, and skills‑building workshops

• Ensure volunteers feel confident, supported, and equipped to deliver safe, impactful sessions

• Help build a culture of continuous learning, care, and community

This is a leadership role where your work will directly shape the confidence, capability, and wellbeing of our volunteer team.

What We’re Looking For

You’ll thrive in this role if you are:

• Warm, organised, and values‑driven

• Experienced in training, facilitation, adult learning, or learning and development

• Skilled at creating clear, accessible learning materials

• Confident delivering workshops and supporting volunteers

• Passionate about trauma‑informed, person‑centred practice

• Excited to help build a learning culture from the ground up

Experience in employability, wellbeing, community development, or coaching is helpful — but heart, clarity, and a love of learning matter most.

Why Join Us

• Be part of a new, community‑powered movement

• Shape the learning experience for volunteers from day one

• Work alongside people with lived experience, empathy, and heart

• Gain leadership experience in a growing charity

• Make a real difference to adults who feel unseen and unsupported

Time Commitment

• 4–8 hours per week, flexible
• Based in London (with hybrid options)

We Welcome You

We welcome applications from people of all backgrounds, especially those with lived experience of the barriers our participants face.

Taunton Brewhouse is looking for trustees from all backgrounds.  Key is sharing our vision for a bold, brilliant cultural venue in Taunton, adding to our existing skills and expedrience and prepared to to play an active role in meeting the challenges ahead.

If you have experience in general management and/or in HR, marketing or fundraising do get in touch.   We also seek a lead trustee on finance - please see separate announcement.

As a trustee, you'll share responsibility for:

• agreeing strategy and goals for Taunton Brewhouse
• appointing and setting salaries for senior management
• giving oversight and support to management
• paying attention to financial management
• ensuring due diligence in all regulatory matters including safe-guarding
• ensuring a robust approach to management of risk.

You'll attend Board meeting although much work is carried out in projects or committees.  You'll be an ambassador for Taunton Brewhouse and support our wider endeavours through attending press and community events.

There are 5 formal meetings pa held in evenings at Taunton Brewhouse.  Other meetings are generally in the day and are organised around the diaries of those involved.  We also aim for an annual 'away-day' to enable trustees time to reflect, plan and develop the organisation and themselves.

Please note that exceptional expenses are paid by prior agreement.

We aim to be in touch quickly both those who make a full application and those who prefer an informal initial discussion. 

We are recruiting for Volunteers to to join our team in the National Domestic Abuse Helpline Team.

Job Title: National Domestic Abuse Helpline Volunteers

Location: Homeworking
Salary: Voluntary role and therefore Salary not applicable
Contract type: Voluntary

Hours: 3-4 hours per week. (We are currently looking for candidates who can support us for shifts between 10am-10pm. Any day, Monday – Friday and 10am-6pm Saturday & Sunday)

We want kind and empathic people to work at Refuge, who believe in equality, diversity, and inclusion, are experts in their area of knowledge, want to make a positive difference and improve the lives of the women and children we support.

This is an opportunity to join Refuge as a Helpline Volunteer to provide high quality practical and emotional support to survivors of domestic violence and their children living in our refuges.

We are looking for volunteers to ensure those who contact us are provided with a safe, supportive and welcoming service as well as providing trauma-informed emotional support to women who are experiencing domestic abuse and other forms of violence against women and girls (VAWG). You will also aid survivors in their understanding the dynamics of domestic abuse and the different forms it takes.

For further information on the key accountabilites for this volunteering role, please see our job profile document.

This post is restricted to women due to the nature of the role. The Occupational Requirement under Schedule 9 (part 1) of the Equality Act 2010 applies.

Closing Date: 09:00am 2nd March 2026

Interview Dates: From Monday 30th March 2026 to Thursday 9th April 2026 (online)

Induction dates:Monday 11th May 2026 – Friday 15th May 2026 inclusive 9.30am-4.30pm (online) (Please note that you would need to be availble for these dates)

LEARNING & DEVELOPMENT MANAGER @ REMIX

Grow the skills. Shape the learning. Power young Londoners to rise.

REMIX is a youth charity with energy. We’re bold. We’re positive. We’re community-first. We back young Londoners with confidence, skills, networks, and opportunities to rise — on their terms, in their voice, with their power.

Now we’re looking for a Learning & Development Manager who can help us build the learning journeys, training pathways, and growth experiences that make REMIX a place where young people — and volunteers — level up.

This is a role for someone who loves development, loves people, and loves seeing potential turn into power.

We want someone who is:

• Passionate about youth empowerment, personal growth, and social mobility

• Full of energy, creativity, and ideas that feel modern and youth‑driven

• Excited by designing training, workshops, and learning experiences

• Confident supporting volunteers, facilitators, and young leaders

• Organised, positive, and committed to building a culture of continuous learning

What you’ll actually do:

• Design and deliver training for volunteers, youth leaders, and programme teams

• Build learning pathways across employability, wellbeing, life skills, and personal development

• Create fun, accessible, youth‑friendly learning resources

• Support volunteers to feel confident, prepared, and empowered in their roles

• Help track growth, development, and learning outcomes

• Work with the CEO and programme leads to embed learning across REMIX

• Bring fresh ideas that reflect the voices, needs, and dreams of young Londoners

This is your chance to shape the learning culture of a movement.

Why this role matters:

Learning is where confidence grows. Where skills develop. Where young people realise their power — and volunteers step into theirs.

Your leadership helps REMIX:

• Deliver high‑quality, life‑changing programmes

• Build a confident, skilled volunteer community

• Create opportunities that open doors

• Make sure every young person feels supported and unstoppable

You become the:

• Architect of learning and growth

• Champion of development and confidence

• Leader who shapes the REMIX learning experience

• Positive force behind every young person’s journey

Who this is perfect for:

• People with experience in training, facilitation, coaching, or youth development

• Early‑career professionals wanting leadership experience

• Creatives who love designing learning experiences that feel fun and meaningful

• Anyone who wants to help build a movement, not just a charity

If you’re ready to build learning that helps young Londoners rise — REMIX wants you.

Let’s build something powerful together.

REMIX

Are you ready to build a legacy that saves lives?

In England today, too many men are fighting silent battles. They are navigating the complexities of mental health and personal growth without a compass or a tribe. At MINDSET, we are changing that narrative. We believe that through brotherhood, community, and intentional self-improvement, every man can reclaim his strength and purpose.

We have the vision. We have a dedicated Board of Trustees. We have the momentum. Now, we need the engine.

The Volunteer Opportunity: Operations Manager (Volunteer)

As our first-ever Operations Manager, you won’t just be "volunteering"—you will be the right hand to our Founder and CEO. You will be the bridge between our ambitious milestones and the real-world impact we make on men across the country.

Who You Are

We aren't looking for a CV; we’re looking for a character. We need a leader who is:

• A Natural Strategist: You have the entrepreneurial spirit to see a "brand new" charity not as a blank page, but as a canvas for greatness.

• A People Person: You understand that "Operations" is actually about people. You can inspire, direct, and steer a team with empathy and clarity.

• A Person of Action: You possess the passion and dedication to turn "what if" into "what is."

• A Believer: You are deeply committed to men’s mental wellbeing and the power of personal growth.

The Volunteer Role

Working directly with the Founder, you will steer the ship. You’ll manage the day-to-day mechanics of the charity, refine our processes, and ensure that every milestone we hit translates into a better life for a man in need.

Why Join Us?

This is a chance to be there at the "Day One" of something massive. You will help shape the culture of MINDSET from the ground up. You’ll gain high-level leadership experience, but more importantly, you’ll be the reason a father, a brother, or a son finds the community he needs to thrive.

"A man’s mindset is the foundation of his future. Help us build a stronger foundation for men across England."

If you have the leadership skills to manage and the heart to serve, we want to hear from you. Help us turn the tide on men’s mental health.

We are looking for pro-active, enthusiastic and motivated young professionals to join our board - you can help lead the strategic development of one of Dundee’s most promising and dynamic charities!

We would particularly welcome applications from candidates who are young people with lived experience of mental health and wellbeing challenges.

THE DETAILS

Feeling Strong is an exciting Dundee-based charity with the ambition to improve the lives of young people living with mental health and wellbeing challenges by fostering the skills, confidence and aspirations they need to flourish. Our services are designed by young people, delivered by young people for the benefit of young people, and we believe that this youth-led/peer-led approach is our biggest asset in tackling issues around mental health and wellbeing. We support stable recovery journeys for young people, lead campaigns to tackle societal issues, develop quality resources based on our own research, and tackle the disparity they face in unemployment, underemployment and accessing opportunities like further and higher education.

YOUR COMMITMENT

Whilst the Trustee Board meets for formal meetings 6 times a year, successful candidates will be expected to contribute to the organisation more widely, taking part in fundraisers, external events, strategic planning and advising the staff team when needed. The average contribution expected of Trustees is around one - two hours per month.

Work-related travel costs will be reimbursed.

APPLYING

Training and induction will be provided so we are open to all candidates, and we expect them to develop skills once in post, but we would welcome candidates with any of the following experience:

• Governance and previous board experience

• Business development and trading income generation

• Human resources

• Lived experience of mental health and wellbeing challenges

• Financial background