Financial Accountant Jobs

Arts Students’ Union 

Deputy Chief Executive (Operations and Services) 

Salary: £61,916.40 

Location: High Holborn, London (will work across all sites) 

Contract: Full time - 35 hours per week (hybrid working available) 

Are you looking for a role where you are crucial to Arts Students’ Union’s service delivery? If so, we are looking for you! A leader who is committed to supporting the backbone of the organisation to allow growth and development to ensure the continued opportunities for all students. 

About the Students’ Union  

Arts Students’ Union is membership organisation and registered charity. We deliver high quality services, representation, and support for over 22,000 students across London at the University of the Arts London. We work very closely with the University but are independent in the way we operate and are governed. 

We believe in the power of students. Our elected Student Officers and Trustees provide strategic direction and leadership to over 35 permanent staff, 50 student staff and thousands of volunteers to deliver across 6 Colleges across London. 

Our membership is wonderfully varied in its range of study from artists, designers and performers as well as being hugely diverse with students from all over the world coming to study at UAL’s prestigious colleges. 

About the Role  

Under the direction of the Chief Executive, the Deputy Chief Executive (Operations and Services) will be responsible for the overall financial management, business reporting and operational services for the organisation. The person within this role will develop controls, policies and procedures that work for a variety of audiences including student volunteers, staff and trustees. They will lead on setting the strategic financial goals for the organisation and take a proactive role in supporting our performance towards these goals. The role will also support several departmental managers who deliver organisational services in the areas of finance, commercial and central services. You will be confident in providing high quality strategic advice to the Board of Trustees regarding the long-term future of the organisation as well as supporting the wider team with day-to-day functions and operations. 

We are looking for a dynamic leader who ideally has a relevant finance qualification or can demonstrate a high-level of job-related knowledge. You will also have good technical knowledge and hands-on experience of accounting software and finance systems.  You will excel in developing systems and processes and be able to ensure that these are embedded throughout the organisation, ensuring the continued financial strength of the organisation. You will be a motivational leader who understands the importance of teamwork, communication and striving to offer excellence. 

The successful candidate won’t necessarily need to come from the Higher Education sector, but you must be able to demonstrate a good understanding of the trends and issues that affect our students. You will have a good understanding of charity governance, financial management and organisational development. 

Over 80% of staff rated their favourite reason for working at Arts Students’ Union is their relationship with colleagues. Arts SU, the Board of Trustees and the University all offer an encouraging and flexible working environment and are committed to supporting the ongoing development to all staff to ensure they can be at their best.   

Key Dates: 

Closing Date: 12pm on Wednesday 22nd May 2024 

First Stage Interviews (Remote): Tuesday 4th June 2024 

Final Interviews (In-person): Wednesday 12th June 2024 

How to Apply    

Please click 'Apply’ to be redirected to our website, where you can download the Candidate Information Pack, Job Description, and find full details of how to apply.   

For an informal conversation about the role and application process, please contact Anh Ly from Atkinson HR Consulting.

An exciting opportunity to help lead The Maypole Project into our next exciting phase of growth and development; an opportunity not only to help shape the future of the charity, but in turn transform the lives of hundreds of children and young people with complex medical needs. 

The Maypole Project has, for over 20 years, been supporting families through the toughest and most stressful periods of their lives following a child’s diagnosis with complex medical needs.  The diagnosis of a complex need in childhood can affect people from all walks of life, can impact all aspects of their lives, and brings with it a lifetime rollercoaster of events and emotions.  The Maypole Project promises to be alongside every family member, every step of their way to help them live their lives to the fullest.

To fulfil our five-year strategic development plan, we are seeking key skills in our new CEO which will be increasing our ability to reach out to as many people in need of The Maypole Project expertise in psychological and social support by creating new partnerships, new support networks and reaching into new geographical areas, 

Reporting directly to the Chair of the Board of Trustees and with the support of Head of Developments, the CEO will lead the management of the organisation, drive its strategic development and, together with the Board, secure the future success of the organisation.

The post holder will promote The Maypole Project, its ambitions, values and objectives through every aspect of their work. 

Job Title: Alumni and fundraising development officer

Location: Queen Mary's Grammar School, Walsall

Hours: 37 hours per week, Term Time

Salary: NJC scale point 14 – 17. Actual Salary: £23,615 – 24,856 (FTE: £27,334 – 28,770)

Purpose of Job:

The postholder plays a key role in managing the alumni network, with a specific emphasis on events and volunteer management, to actively engage alumni and stakeholders with Queen Mary’s Grammar School. The goal is to continuously enhance the value and contributions from stakeholders in alignment with Queen Mary’s Grammar School’s strategic priorities.

Ultimately, this role is designed to support the school’s strategic plan by delivering philanthropic income and other forms of financial and non-financial support from alumni and other stakeholders. This is achieved by developing and strengthening relationships with important constituents and identifying shared areas of interest and activities to enable lifelong relationships to form.

Main responsibilities:

1. To work with the Headmaster in developing links with the alumni network through the Queen Mary’s Club (QMC) for the purpose of school promotion, school career programme development and fundraising.

2. To assist with other whole school fundraising projects

3. To oversee the financial and administrative function of school donations and the Queen Mary’s Association (QMA) as a parental fundraising body within the school.

It is expected that the role will be self-funding, as a result of the income brought into the school. This may include funds raised through alumni, grant applications and bequests from former pupils, as well as a contribution towards other fundraising projects.

JOB DESCRIPTION The duties include:

• Actively enhance engagement opportunities with former students and other stakeholders. Contribute to development of methods of engaging with alumni and strengthening their relationship with Queen Mary’s Grammar School and each other;

• Maintenance and continuity of QMC database using Raiser’s Edge; leading initiatives to grow and populate the database.

• Management of the website, including creating new content;

• Use a range of social media channels to engage alumni and other relevant stakeholders, such as Linked-in and Mail Chimp.

• Recruitment of upper sixth students to the QMC; Actively contribute to engagement with current students to raise the profile of the QMC and the opportunities afforded by Queen Mary’s alumni network.

• Assistance with fundraising for specific projects; putting in bids for funds and making Gift Aid claims where appropriate; creating new initiatives for fund raising and bequests.

• Stewardship, retention and recognition of volunteers and donors, ensuring they have a rewarding and impactful experience.

• Liaison with Old Marians, including a quarterly digital ‘From All Quarters’ update newsletter, creation of regular email campaigns, preparation of the annual Chairman’s letter and other social media/website updates;

• Researching the School’s Archives for materials to assist in fundraising, events and content creation;

• Management of QMC merchandise, including sales and stock replenishment

• Organisation and set up of the Old Marians’ dinner in September of each year (including liaison with the guest speaker, caterers and QMA bar committee);

• Organisation of the annual July Wreath Laying ceremony in London and surrounding activities.

• Organisation of alumni gatherings in Walsall, Birmingham, London and any ad-hoc events as required.

• Liaison with the School’s CEIAG co-ordinator to organise alumni careers events and procure former students for the programme. Guiding and supporting volunteers during the careers week.

• Be mindful of the diversity of alumni and stakeholders – promote equality and inclusivity in all activities and processes.

• Planning, promotion, co-ordination and impact evaluation of all events.

• Attending of all QMC committee meetings and preparation of papers for Dinner sub-committee;

• Liaison with the Old Boys’ Scholarship Fund (OBSF) arm of the QMC with reference to fundraising and the support of projects;

• Support the Headmaster in shaping and delivering campaigns, supporting key priorities, and monitoring targets. Use stakeholder research and data analysis to make suggestions, monitor performance, and drive future plans and activity.

• Receive, record and reconcile termly donations for the School donations fund; liaison with the Mercian Trust over the transfer and use of such donations;

• Submitting Gift Aid claims to HMRC;

• Treasurer for the QMA, including production of simple accounts and financial records

• Assist with recruitment of QMA volunteers and allocation to committees;

• Oversight of the Charity Commission status of the QMA and management of the bank account;

• Attend QMA management committee and trustee meetings;

• Provision of information for the QMA trustees;

• Being aware of, and complying with, policies and procedures relating to confidentiality and data protection (GDPR), reporting all concerns to an appropriate person;

• Attending and participating in other meetings, as required;

• Co-ordination of activities, when required, across the Mercian Multi Academy Trust;

• Contributing to the overall ethos of the School;

• Carrying out any other duties as may reasonably be requested by the Headmaster, other members of the Senior Leadership Team or the Head of Sixth Form.

PERSON SPECIFICATION
Preferred skills, personal attributes or experience

• Excellent communication skills (oral and written)

• Ability to build rapport and effective professional relationships with a wide range of audiences from diverse backgrounds and all walks of life.

• Experience of fundraising and engagement with stakeholders would be an advantage;

• Ability to work constructively as part of a team;

• Experience of database management (knowledge of the Blackbaud software package is desirable, but not essential);

• Experience of planning, delivering, and monitoring events.

• Exceptional organisational and planning skills, suitable for the oversight of large events;

• Proven ability to think strategically and creatively; openness to new ideas and ability to identify problems and suggest solutions where necessary. Identify ways of improving effectiveness.

• Ability to work independently to drive and take ownership of projects.

• Excellent public presentation skills;

• Good numeracy and literacy; familiarity with ICT including Microsoft Office;

• Working knowledge of accounting principles and practices;

• Able to multi-task and adapt to changing priorities.

• Ability to react positively and remain calm under pressure.

Queen Mary’s Grammar school is committed to safeguarding and promoting the welfare of children and young people/vulnerable adults and expects all staff and volunteers to share this commitment. Safeguarding and Safer Recruitment Policies can be found on our website. This position is subject to appropriate vetting procedures including a criminal record check from the Disclosure and Barring Service (formerly CRB) which will require you to disclose details of all unspent and unfiltered spent reprimands, formal warnings, cautions and convictions as part of the recruitment process.

About Reprieve

Reprieve is a UK charity founded in 1999. Reprieve uses strategic interventions to end the use of the death penalty globally, and to end extreme human rights abuses carried out in the name of “counterterrorism” or “national security”.

 Reprieve works with the people whose circumstances have made them extremely vulnerable, as it is in their cases that human rights are most swiftly jettisoned and the rule of law is cast aside. Thus, Reprieve promotes and protects the rights of those facing the death penalty and those who are the victims of extreme human rights abuses carried out in the name of “counterterrorism” or “national security”, with a focus on arbitrary detention, torture, and extrajudicial executions.

 Reprieve’s main office is in London, UK. Reprieve also supports full-time Fellows, who work as lawyers, investigators and campaigners in the countries in which we work. We work closely with a number of partner organisations in jurisdictions all over the world, who provide access to clients, expertise, knowledge and guidance on specific issues or regions. We work in cooperation with relevant government officials, individual lawyers and human rights defenders, as well as individual, corporate and foundation funders to further the cause of our shared goals.

About this role

The role of the Finance and Payroll Manager is to support the Development and Finance teams to manage and report on restricted income, as well as to manage monthly in-house payroll under the guidance of the Head of Finance. This involves ensuring that we are maximising the use of restricted funding, and that money is spent in line with donors’ wishes and that staff are paid accurately and on time each month. The Finance and Payroll Manager will work within a small Finance team under the supervision of the Head of Finance. They will work closely with the Joint ED, wider Senior Management Team, Head of Development and budget holders throughout the organisation.

They will support the Head of Finance with annual budgeting and quarterly re-forecasting as well as with the production of the monthly management accounts. They will support the Development team in making grant applications and develop restricted grant budgets for newly secured grants for integration into the organisational budget; they will meet regularly with the Development team and budget holders to review restricted project spend. They will produce reports for funders working in conjunction with our Development Team and casework teams. The Finance and Payroll Manager will contribute to a culture of continuous improvement of the finance systems, processes and grant management tools to ensure they continue to be fit for purpose.

Contract and location

The role is a full-time, permanent position with an annual salary of £50,571 per annum less any required deductions for Income Tax and National Insurance. 

 Reprieve operates a hybrid working model and we require staff to work a minimum of 40% from the London office and the rest of the week from home. 

Further details and how to apply

Please review the full person specificaiton and job description for further information. The deadline for this role is 19 May 2024. Applicants must have the right to work in the UK

The Finance Systems Analyst is a newly created role which will have responsibility for the efficient running and maintenance of ClientEarth’s finance systems, including Access Focal Point- which has been in use for over five years and Workday Adaptive Planning, a new system for the organisation. This role is required due to the rapid growth of ClientEarth and investment in new systems. You will provide essential support for current finance processes, suggest improvements to those processes to maximise their value and provide input into systems strategy for the finance department into the future.

Meet your Manager

In this role, you will be managed by Catherine Adams. A finance professional for thirty four years, Catherine has had a career of two halves, first in the corporate sector working for BDO Binder Hamlyn,  Boots UK, Waterstones and Tesco and then in the Charity sector, gaining an MSC in Charity finance from Bayes Business school, working for MSI Reproductive Choices and joining ClientEarth in 2021. As Head of Finance, Planning and Analysis, Catherine manages a team of ten business partners supporting the programme and core staff in their vital mission to use the power of the Law to bring about systematic change to protect the earth. 

Main Duties 

Systems improvement and efficency

• • Supporting the Head of FP&A with the Workday Adaptive modelling and build to enable value added performance review and reporting in line with organisational strategy.

Systems Administration

• • Administrator for Workday Adaptive and Focal Point to include maintenance and regular review of users, user profiles, password management.

Role requirements

• An accounting qualification – part or full or qualified by experience
• Previous experience working in a finance team, able to demonstrate an understanding of financial processes (essential)
• Experience with Access Focal Point and Workday Adaptive or similar finance systems (essential)
• Experience working with and reporting from large databases and an understanding of data structures (essential) 

Note to candidates: We know that long lists of criteria can be daunting and that some candidates will not apply for a role unless they feel they are 100% qualified. If you feel you meet at least some of the essential criteria, we still encourage you to apply.

Further Information

Have a question about this job? Please visit our Careers site for advice on applying, FAQs, and more.

Flexible working:  We are proud to be a Flexa accredited Employer. Visit our Flexa Employer page for more information on our approach to flexible working. Our flexible working policy allows our people the choice to decide to work from home in the country where their contract of employment is issued for 80% of their month, with the other 20% of their month being office-based  See our Benefits page for more.

ClientEarth values diversity and inclusion and the benefits this brings. We aim to appoint the most suitable candidate at all times and welcome applications from people from all different backgrounds. 

Please note that ClientEarth is only able to employ those who have the pre-existing legal right to work in the UK.

ClientEarth is not a law firm and does not provide legal advice or legal services to third parties.

Are you looking for a position to get you on the Finance career ladder? Are you already working in Finance but wish to take on a role that looks at all areas of the day to day running of a Charity?

Would you thrive as a pivotal member of a small team supporting vibrant communities for older people to live independently?

Look no further.

Abbeyfield Southern Oaks is a small but growing charity that aims to enhance the quality of life for older people through supported independent living, providing companionship and social interaction to diminish the effects of loneliness and isolation.

We have created this role to support both our sheltered houses and our 60 Apartment, Independent Living property , Nonsuch Abbeyfield, in Ewell, where this post is based.

We are looking for a reliable, organised Finance Assistant to take ownership of the day-to-day transactional finance. You will need to have a positive attitude, a desire to work as efficiently as possible, and excellent communication skills. If you enjoy establishing your own organisational systems, we are excited to talk with you. We are looking for someone who can operate effectively with little or no supervision and who can manage multiple tasks at once without becoming overwhelmed.

Why should you join Abbeyfield Southern Oaks?

· Starting salary £24,000 per annum

· 25 days annual leave plus 8 bank holidays

· NEST pension scheme, 3% employer contribution

· Study support will be considered

If your skills match and you would like to be part of a dynamic and caring team, please submit your CV with covering letter highlighting how you meet the job description and person specification.

Please note that, for safeguarding purposes, all our roles require an enhanced DBS check.

We will be shortlisting as applications are received

Main purpose of job: To lead and develop CARA, taking overall responsibility for the operational and financial management, generating income, working closely with the board of trustees to achieve CARA’s strategic and budgetary aims, whilst ensuring compliance with statutory, contractual, and regulatory requirements.

Start date: To be agreed with the appointed candidate (subject to Enhanced DBS Check and satisfactory references).

Salary: £55,000 - £60,000

Hours: Your hours of work are as required to perform the duties of your role, for a full-time employee this is normally 35 hours per week. 

Contract: Permanent

Place of work: At least two days a week in the Colchester office, with some home working, regular travel across Essex and occasional travel in the East Region.

Holiday: 25 days per year pro-rata, plus additional closure days between Christmas and New Year.

To apply: Please complete the application form, which can be downloaded from our website, explaining how your skills and experience relate to the person specification.

Application deadline:  10am, Thursday 16th May 2024.

Interviews:  Tuesday 4th June, in Colchester.

This post is restricted to women applicants under the Equality Act 2010, Schedule 9, Part 1.

Job Description

The post of Chief Executive Officer offers an exciting opportunity to steer CARA through the next stage of its development, providing leadership to the talented and committed CARA team. The role will involve building on the considerable growth and development that CARA has achieved over the last 10 years, securing funding to ensure it can continue to provide excellent specialist services to survivors of sexual violence and take steps towards CARA's vision of a world without sexual violence and child sexual abuse.

CARA’s CEO is responsible for leading and developing CARA, taking overall responsibility for the operational and financial management, generating income, working closely with the board of trustees to achieve CARA’s strategic and budgetary aims, whilst ensuring compliance with statutory, contractual, and regulatory requirements.

The main responsibilities of the CEO are:

Strategic leadership

·Work with the Board of Trustees and the Head of Operations, and consult with staff, survivors, and others, to develop and define a clear, strong vision and direction for the future of the organisation.

·Lead on and be responsible for the creation, ongoing development and implementation of the organisation’s strategic, business and annual plans.

·Foster, model and promote an inclusive, feminist, anti-racist organisational culture that reflects CARA’s ethos and values.

·Be accountable to the Board of Trustees for the overall financial health of the organisation.

Good governance

·Report and present to the Board of Trustees on the organisation’s progress against its budgets, plans, any risks, challenges and changes, and all information relevant and necessary to the effective discharge of the Board’s duties, including strategic decision-making.

·Develop and share proposals with the Board for the implementation of its objectives and the ongoing development of the organisation.

·Support the Board of Trustees in its ongoing process of self-assessment, development and improving its diversity and representation.

·Ensure the charity meets its constitutional, regulatory and legal obligations.

Business development

·Develop and implement an income generation strategy that ensures the organisation’s sustainability and enables its sustainable growth.

·Work in partnership with the Head of Operations to develop and implement the organisational structures needed for effective delivery of CARA’s objectives and sustainable growth.

·Generate new and various funding and income opportunities through networking, developing partnerships.

• To research and identify new funding and commissioning opportunities and complete bids and applications on an ongoing basis.

·Increase the unrestricted income of the charity, including developing, proposing and implementing new and innovative approaches to its income generation activities, including working closely with the CEO of Icena.

·Be responsible for maintaining and developing strong, long-term relationships with a diverse range funders and donors, both existing and new.

Representation

• To act as lead representative for CARA in the Synergy Essex Rape Crisis Partnership, developing strong working relationships with the other partners and negotiating CARA’s role, responsibilities and the financial allocations it receives from the partnership. 
• To keep up-to-date with current developments affecting victims and survivors of sexual violence and ensure that CARA responds appropriately to these developments.
• To be the chief spokeswoman for CARA, responding to media and other enquiries as appropriate and playing a pro-active role in bringing relevant issues to the attention of the public, issuing press releases and initiating debate, as appropriate.
• Build, support and oversee strong relationships with individuals and organisations across the voluntary, public and private sectors, and in local and national government.
• To contribute to Rape Crisis England and Wales campaigns and other campaigns, as appropriate.
• To remain informed of national and regional Rape Crisis perspectives, drawing on Rape Crisis England and Wales expertise and resources as appropriate.

Organisational management

·Ensure policies and processes that support good communication, staff health and well-being, and safe and effective delivery of work are in place and adhered to throughout the organisation.

·Take overall responsibility for the staff team, its management and performance.

·Capture the organisation’s work through robust monitoring and evaluation, and ensure CARA’s impact and any learning is shared throughout the team and with the Board, survivors, funders and other partners as appropriate.

·Oversee and ensure robust financial management processes for the charity.

Other

·To oversee safeguarding at CARA, working with the Designated Safeguarding Leads to ensure effective policies and procedures are in place and communicated to staff, trustees, sessional counsellors and volunteers, and that CARA follows best safeguarding practice.

·To adhere to all CARA’s organisational policies and procedures.

·To be administratively self-servicing, and to share responsibility for a range of day-to-day tasks with the Head of Operations and other team members.

·To undertake other related activities as required by Board of Trustees.

This list is indicative only, not exhaustive. It is intended to reflect a range of duties the post-holder will be expected to perform but additional duties commensurate with the role may be required. The job description will be reviewed from time to time and may change in light of experience and changing circumstances, in consultation with the post-holder.

About CARA

CARA (Centre for Action on Rape and Abuse) works with victims and survivors of sexual violence and child sexual abuse, providing independent, specialist support and promoting and representing their rights and needs. 

CARA's vision is of a world without sexual violence and child sexual abuse.  As a step towards this vision, we do all we can to create a culture where victims and survivors are believed, supported and treated with fairness and respect.

CARA is a registered charity working with adults, young people and children from across mid and north Essex.  We have a head office in Colchester and outreach premises in Braintree, Chelmsford, Clacton-on-Sea, Great Dunmow and Harwich. We also provide remote services.

CARA currently employs 39 full and part-time staff and has an annual income of approximately £1.6 million.

CARA's Aims

1. To provide high quality, specialist support to victims and survivors of sexual violence and child sexual abuse.

2. To increase awareness and understanding of sexual violence and child sexual abuse and the impact they have on victims and survivors, challenging myths and misconceptions.

3. To promote and represent the rights and needs of victims and survivors, including advocating for a fairer criminal justice system.

CARA's Values

Feminism.  Respect.  Empowerment.  Equality

CARA is a women-led organisation and we work from an intersectional feminist perspective.  We actively seek to ensure equality of women as a service provider and as an employer.

The core values of respect, empowerment and equality underpin everything we do.

CARA's commitment to diversity and inclusion

CARA seeks to be an inclusive organisation that actively encourages, supports and values diversity amongst both our service-users and our workers.  We wish to create a culture in which discrimination, in all its forms, is recognised and addressed. CARA is committed to anti-racism and are currently developing an Anti-racism Policy. Through this work, we will be aiming to dismantle barriers within CARA to ensure we do not continue to perpetuate institutional racism and can create a truly inclusive environment for our service-users and our workers.

You can read more about CARA’s commitment to diversity and inclusion here.

We encourage and welcome applications from candidates from Black, Asian, and ethnically diverse backgrounds.

About Synergy Essex

CARA is part of Synergy Essex – the Essex Rape and Sexual Abuse Partnership. We work with SERICC Rape and Sexual Abuse Specialist Service and Southend-on-Sea Rape Crisis (SOS Rape Crisis) to deliver the contract for the Office for the Police, Fire and Crime Commissioner (PFCC) for Essex for services for victims and survivors of sexual violence and child sexual abuse across Essex, Southend and Thurrock. Synergy Essex also shares a number of other projects, funded by the Ministry of Justice, Essex County Council and the National Lottery Community Fund.

Our current PFCC contract ends in March 2025.  Synergy Essex intends to submit a bid for the new contract, which is expected to be put out to tender in the summer of 2024.

About Icena

CARA is a founding stakeholder of Icena - a social enterprise offering training and consultancy to eradicate sexual discrimination and violence.  The creation of Icena forms part of CARA’s sustainability strategy:  Once Icena is generating sufficient profit, a share of this profit will be used to support CARA’s work.

About the Coalition for Global Prosperity

The Coalition for Global Prosperity (CGP) brings together political, military, business and faith leaders who believe that an effective development budget, alongside an active diplomatic and defence strategy, keeps Britain at the forefront of saving lives, alleviating poverty and bringing freedom, security and prosperity to those who need it most.

At a time when the UK's role in the world is being redefined, Britain is at its best when it acts as a global leader in development as well as in defence and diplomacy. With a smart and effective aid budget, which leverages British expertise, the UK can transform lives.

CGP brings together a wide coalition of aid supporters, with backgrounds from across the military, faith, business and political communities. We organise public and private events to explore the UK's role as a global leader. We regularly host influential figures and thought leaders to speak at our events, previously we have hosted David Attenborough, Julia Gillard, Theresa May, Gordon Brown, Boris Johnson, Bill Gates and David Cameron as speakers.

Overview / purpose of the role

We’re looking for a Finance & Operations Assistant who is interested in developing a career in bookkeeping and/or accountancy within the nonprofit sector. No previous experience is required, just lots of passion and a motivation to pursue a long-term career in charity finance. The successful candidate will undertake training with the AAT (funded by us) towards a bookkeeping qualification alongside working as our Finance & Operations Assistant, you will be given some time to study during your working hours for this qualification.

The Finance & Operations Assistant is a central resource within CGP, working with colleagues in the Operations Team, and across the organisation to provide financial and operational support to all areas of our work. They will work closely with the Head of Operations & Evaluation to process invoices, expenses and conduct weekly payment runs, ensuring that all financial policies and procedures are carefully adhered to. They will also support colleagues to follow our financial policies and processes and act as the first point of contact for any questions on these procedures. Additionally, they will provide general administrative and operational support to colleagues as outlined in the below job description.  

We do not require the successful candidate to have any particular/specific formal qualifications, you may have just finished education or be looking for a change in career, what you will need is excellent attention to detail and a strong interest in developing a finance career with us.

Reporting to: Head of Operations & Evaluation

Responsibilities

Finance

● Managing our accounts payable inbox, monitoring all incoming invoices and following up with team members on any missing information if required

● Processing and coding invoices  in Xero accounting software ahead of weekly payment runs

● Checking that correct coding and approval procedures are followed for staff expenses in Soldo

● Conducting weekly payment runs via our online banking system

● Coordinating our monthly payroll processes (working with external providers)

● Working with the Head of Operations & Evaluation and Director of Finance to support the development of funding proposals

● Working with the Head of Operations & Evaluation and Director of Finance to support financial reporting on grants for external donors

● Supporting the Head of Operations & Evaluation and Director of Finance with general financial administration, record keeping and tracking budgets

● Provide training on expense and invoicing processes to new members of staff and generally acting as the first point of contact for all staff on any finance procedure questions (full training will be provided)

● Supporting the Senior Management Team (SMT) and our Director of Finance to develop the annual organisational budget and report against it quarterly

● Providing budgeting support as required for colleagues internally

Office Management & General Operational Support

● Acting as the key point of contact between CGP & our coworking office space (organising memberships, meeting room bookings, invoices, printing credits, equipment, internal events etc.)

● Organising post, stationery supplies and managing stocks of office equipment

● Maintain/organise our filing and cloud storage systems logically and efficiently, in a data protection compliant manner.

● Ad hoc IT support as required, including online troubleshooting and logging support requests with service providers when necessary.

● General administrative support to the CEO and Head of Operations & Evaluation

Human Resources

● Support with recruitment processes within CGP, including assisting members of the team to schedule and coordinate job interviews, contact candidates and file incoming applications.

● Working with the Head of Operations & Evaluation to organise internal events like team away days and staff team building activities.

Person specification

The right candidate is less likely to be defined by their qualifications and prior experience, but will be someone who meets the below criteria, and is ready to learn. They will have an aptitude for maths and finance,  excellent attention to detail and a meticulous, methodical approach to work and troubleshooting.

We are looking for someone who:

● Has an interest in developing a career in the nonprofit finance sector and willing to commit to undertaking financial training

● Is broadly supportive of UK Aid

● Is an independent worker, self-starter who can take responsibility for projects through to completion

● Has excellent IT skills, proficient with MS Office programmes (particularly Excel) and Google Workspace, and the ability to learn to use new software as required (for example, Xero, Soldo and Salesforce)

● Has great people skills, and the ability to build positive working relationships with colleagues and external stakeholders

To Apply:

Send a CV and cover letter outlining you’re interest in the role to the work email address specified on our website.

We review applications on a rolling basis, if interested please apply as soon as possible.

The mental health agenda has never been more important. Havant and East Hants Mind’s impact has never been greater.

We have undergone a period of significant growth and innovation, because of this it’s an exciting time to play a leading role in delivering Havant Mind’s strategic goals.

We are looking for a candidate that is a compassionate and authentic individual and highly skilled in strategic and financial leadership, organisational development and negotiating at local, regional and national level.

With the retirement of our CEO after 30 years, it is vitally important to recruit someone not only with the right skills and experience. But also, the right personal characteristics to get the most out of the existing senior leadership team who have been fully empowered to deliver the service development and growth and can provide continuity and such a time of significant transition in leadership.

If you think you can achieve the impact, we’re looking for we would love to hear from you. 

To apply, please complete a HEH Mind application form which should address the Job Description and outline your suitability for the role. Application forms can be found on our site easthantsmind .org

Clearly state your address, e-mail address, telephone number and whether you have a driving license and access to a vehicle.Please return applications to the HR lead. 

Note CVs will not be accepted and the application form (along with our equal opportunities monitoring form) must be returned via our HR department.

CEO Job Description

Job title: Chief Executive Officer (CEO)

Salary: £60,000 per annum

Hours: 37

Location: This role is a hybrid role, home and Havant based, with some occasional travel across Hampshire.

Accountable to:Chair and Board of Trustees of HEH Mind

Direct Reports: Deputy CEO, Business Development Manger and Finance 

Key Relationships: Chair, Trustees, Senior Leadership Team

Job Summary

The role of the Chief Executive Officer (CEO) is to provide leadership, strategic direction for HEH Mind. Demonstrating commitment to our values at all times.

Key areas of responsibility:

- To provide strategic, values based leadership of HEH Mind and delivery of strategic objectives

- Overall responsibility for the strategic and financial management of the organisation

- To ensure that Havant and East Hant’s Mind’s values, objectives and policies meet the needs of people experiencing mental health problems

- Act as an effective ambassador for Havant and East Hants Mind’s work in the local community and build support for the work it does

- Overall responsibility for ensuring that the resources of HEH Mind are managed effectively, according to legal requirements and agreed quality standards

- To provide clear, empowering and inspirational leadership to the Senior Management Team

Main Duties and Responsibilities

External relationships

To promote the organisation as an external ambassador, developing its public profile and brand in a way that:

- Develops and maintains constructive and high-value alliances, partnerships and networks with all principal stakeholders and supporters and with National Mind

- Encourages, supports and secures opportunities for financial sustainability, growth, and the promotion of the role of Havant and East Hants Mind externally

- Maximises our connections with the aim of maintaining and / or growing our funding base.

Seek out and develop effective networks with all principal supporters and stakeholders, ensuring Havant and East Hants Mind is presented in an appropriate and professional manner.

- Maintain the organisation’s commitments as a member of the National Mind network and ensure that we maximise the benefits of membership by working closely with the network.

Leading and Managing an Effective, Sustainable Organisation

- Ensure Havant and East Hants Mind’s Mission, Vision and Values are communicated clearly and are applied consistently.

- Provide leadership, management and administration of the organisation in the execution of the strategic plans and policies.

- Develop and maintain an organisational culture of innovation, positive risk taking and employee empowerment.

Inspire and lead staff to develop and deliver innovative and effective mental health care.

- Ensure Havant and East Hants Mind has the resources (human, material and financial) to operate as efficiently as possible

- Ensure there are processes in place to maximise the potential of staff and volunteers.

- Ensure that the organisation is responsive to the needs of people with mental health problems, and that they have a voice in how it is run.

Oversee the development of business plans and budgets that allow the delivery of sustainable, high-quality services which are rooted in the community and have a focus on recovery

Financial leadership and management

- To be responsible for the overall financial health of the organisation, ensuring that appropriate budgets are prepared, approved, monitored and controlled and holding accountability for co-ordinating the work of the management team on funding bids.

- Ensure programmes and projects are developed and operated within agreed budget parameters

- To work with the organisation’s appointed accountants to ensure best practice in all areas of financial management and compliance

- To improve current funding levels to consolidate and/or expand the organisation; working collaboratively with the Deputy CEO and Business Development Manager.

Strategic Leadership & working with the Board of Trustees

- To support and advise the Board in setting vision and developing strategic plans, providing the strategic context in terms of mental health, health and social care policy and practice, and funding options.

- Provide Trustees with an annual strategic/business plan; to lead the strategic planning process, developing and implementing a strategic plan for the organisation with the assistance of staff and volunteers, including financial, funding and human resources strategies.

- Ensure a long-term strategy is in place to guide Havant and East Hant’s Mind in achieving its objectives.

- Work with the Chair of Trustees to ensure that governance structures are appropriate, and that the Board and its Sub Committees are supported to have effective oversight of the organisation.

- Support the Chair of Trustees in ensuring the continued engagement of all Trustees.

- Advise the Board of Trustees on fulfilling their governance responsibilities.

- Produce reports as required by the Chair of Trustees.

- Develop policy proposals for discussion and decision by the Board of Trustees.

Legal compliance and quality

- To ensure that appropriate safeguarding and compliance systems are in place to meet the requirements of commissioners, Charity Commission, National Mind and other quality assurance bodies.

- To ensure that Havant and East Hants Mind meets its constitutional and legal responsibilities and that it has the necessary resources (human, material, financial) to meet its obligations and to operate effectively.

- To develop, implement and manage systems for setting and meeting quality standards throughout Havant and East Hants Mind’s services, projects and processes.

- Ensure senior colleagues and Trustees are updated on commissioning, policy and other changes that affect the business and service delivery.

- Liaise and negotiate with representatives of statutory bodies as required.

- Ensure the organisation discharges its constitutional and legal obligations in relation to charity, employment and other relevant legislation.

- Lead on quality assurance processes in relevant areas, including Mind Quality Mark

Field Lane Job Description

Job Title: Senior Finance Coordinator

Salary: £37,500 plus Study Assistance

Responsible To: Finance Manager

Hours: 35 Hours per Week

Annual Leave: 25 days per annum

Location: Head Office – London Near Victoria

Job Purpose

To manage the day-to-day accounting and financial tasks, ensuring accurate recording of financial transactions, and providing support in the preparation of financial reports. This includes processing of both purchase and sales invoices and the reconciliation of the books of prime entry. You will assist senior members of the finance team at month end and year end.

Main Duties

1. Go through relevant financial procedures as necessary with new staff.

2. Set up and train new starters on the purchase order system.

3. Review and post all monthly petty cash and prepaid card returns per the management accounts timetable.

4. Maintain the Purchase Ledger making any changes necessary such as name and bank details with the necessary correct documentation.

5. Maintain the Sales Ledger making any changes necessary such as name and bank details with the necessary correct documentation.

6. To clear accounts payable queries daily

7. Answer queries via telephone and e-mail relating to creditors and payment of invoices.

8. Reconcile monthly the balances on the creditor ledger and supplier statements.

9. Prepare BACS run with supporting documentation

10. Document processes used in the Finance function to support the ongoing development of the department and ensure that potential efficiencies are maximised.

11. Support the of Director of Finance with the Business Partnering approach to non finance colleagues.

12. Reconciling the Aged Debt report at month end to the General Ledger ensuring all payments are allocated and providing notes on any outstanding debt and action being taken for recovery.

13. Collecting Payment and managing the credit control function for both Field Lane and Fun.

14. Ensuring all Fee invoices are properly raised accurately for all Client Services

15. Ensure all rent and service charges are billed accurately.

16. To act as a point of reference for guardians when it comes to invoices queries and rent and service charge increases.

17. Produce weekly report showing voids per project and distribute to senior management team.

18. Produce monthly analysis showing the fees received compared with fees expected by client and to raise any adverse variances with the director of finance.

General

· Complying with Field Lane’s policies and procedures at all times.

· Covering and supporting other members of the team as necessary.

· Attending and participating in team meetings and other meetings as required.

· Being proactive in reflecting on own performance and identifying and acting upon areas for improvement and development.

· Undertaking as required any other duties compatible with the level and nature of the post and/or reasonably required by your line manager or other senior colleagues.

Person Specification

We need you to provide a covering letter to give evidence with supporting examples of how you meet the requirements in each point listed below.

Experience

· A formal finance qualification, or evidence of a significant period of study towards one.

· Experience of databases for the purposes of inputting and extracting information, report writing and design

· A proactive attitude

· To have demonstrable experience of working across multiple financial disciplines within a busy finance department

· Liaising with banks & auditors.

Skills, Knowledge and Abilities

· Willingness to undertake training and continuing professional development.

· Advanced experience of Excel spreadsheets skills including the use of and knowledge of complex formulae set-ups.

· Ability to plan, manage and organise own workload.

· Good interpersonal skills and an ability to communicate with staff at all levels across all departments.

· Team working.

· Computer literate, including Word, Excel, and Microsoft Office.

· Excellent written and numeracy skills.

· Sound analytical skills and the ability to apply those skills to problem solving.

· Adaptable to different situations

· Positive attitude towards disability.

· Commitment to the principles of equal opportunities and diversity

Director (Cynnal Cymru)

Location: Flexible working/ Cardiff office base/Home working/Client sites

Contract Type: Permanent/ Full time

Salary: £55,000 to £60,000 (pro rata) dependent on experience

Hours: 30 or 37.5 hours per week (4 or 5 days)

Could you lead this critical sustainable development organisation in Wales?

Cynnal Cymru is the leading sustainable development organisation in Wales. With charitable aims at our core, we provide advice, training and connections to help organisations take bold decisions for a fairer and more secure future.

We are looking for an ambitious individual who can help us strengthen our skills and expertise and lead us through a period of consolidation and change as we continue to deliver our ambitious agenda of enabling action towards a fair and just society, a low carbon economy and a thriving natural environment.

You may be an experienced CEO or an experienced senior manager looking for a step up. Our new Director will be skilled in both people and organisational management, with very good business and financial acumen.

We are a lively and progressive charity at an important stage in our development. If our mission resonates and you share our aims, we would love to hear from you.

We are interested in hearing from candidates with:

• A keen understanding of sustainable development and its status in global, national, and local contexts
• Significant and recent successful management experience at executive or senior level
• Experience of generating income, managing commercial and non-commercial income streams, and leading a financially sustainable organisation
• Experience of working in a small team, bringing together individuals from different parts of an organisation and delivering change

Why Cynnal Cymru?

We’re sustainability experts who help organisations create a fairer and more secure future. Since 2002 we’ve been part of Wales’ journey to end short-term thinking and become a leader in sustainable development. Our team delivers wide-reaching work touching many agendas and policy areas including climate change and decarbonisation, sustainable travel, renewable energy, utilities, affordable housing, the Foundational Economy, in-work poverty, management of natural resources and much more.

As our new Director, you will have the opportunity to have a significant impact on the sustainability agenda in Wales.

How to apply:

• Eastside People is supporting Cynnal Cymru in the recruitment of this role. Please ensure you have read the candidate information pack before applying.
• Please apply by submitting your CV and a cover letter.
• Please do not provide any personal information on your Cover Letter such as name, ethnicity, etc. as we are operating an anonymised recruitment process to reduce any subconscious biases, advantages or disadvantages to anyone.
• Please respond to each of the following areas in your cover letter which should be no longer than 3 pages:
• Your familiarity with sustainability and the reasons this opportunity resonates for you
• Your strategic experience as a senior leader
• Your experience of leading an organisation through a significant period of consolidation and expansion – please give examples of the challenges you faced and how you overcame them
• Your preferred approach for implementing income-generating activities to support organisational growth and sustainability
• Experience/knowledge in relation to the other relevant skills and experience specified in the job description and person specification
• The closing date for applications is Friday 3rd May interviews will take place in the week commencing 17th May.
• The selection process will involve an interview and presentation to the panel of Trustees. Should you be successful after this stage, there will be an opportunity to meet with the Senior Leadership team.
• We want you to have every opportunity to demonstrate your skills, ability, and potential; please get in touch with us if you require any assistance or adjustment so that we can help make the application process work for you.
• We are sustainability experts based in Wales – we provide advice, training and connections to help your organisation take bold decisions for a fairer and more secure future.

 REF-213289

Donor Finance Cost and Pricing Manager - up to £51,000. London - Hybrid

For an International NGO operating in 40 countries worldwide, we are recruiting a Donor Finance Cost and Pricing Manager - Programme Design and Development. Reporting to the Senior Cost and Pricing Manager, this role will partner with the Programme Design and Development Team to secure new funding via first-class responses to country-level, multi-country, regional and global opportunities for donor funding. This role will support the team in ensuring overall quality of cost proposals and bid submissions while building capability of in-country support teams to create effective cost proposals and program budgets.

Main Duties:

• Develop Cost Proposals: Supporting the proposal development processes and coordinate the Donor cost proposal; reviewing budget templates and cost guidance for country programs, ensuring all Donor cost requirements are met. Travel to country programme to assist in budget building as required
• Manage Relationships: Coordinate with partners for the provision of budget guidelines and time-lines, review partner budget submissions ensuring standards are maintained. Ensure handover from proposal stage to securing a project is managed effectively
• Create and distribute information packs for partners with supporting financial information. Train country Programmes in the use of proposal templates and develop tools and processes for developing proposals and budgets
• Support the Donor Forecast and Pipeline Development Project Manager with reports and analysis
• Ensure there is a good understanding in the organisation of project coding, grant, and contract payment terms
• Work with the SUN systems team to ensure projects are opened and closed effectively
• Statutory and Donor Audits - ensure year end analysis of project budgets, assist partners and in-country staff prepare for donor audits
• Review country programme and external partner budgets for donor proposals
• Set up new projects in SUN and ensure donor reports are submitted and reconciled to SUN
• Review and provide analysis on the Project Finance Reports (PFRs)
• Manage the invoicing, cash flow forecasting and grant receivables balance reporting
• Monitor Consortium partner's financial performance and compliance to Donor requirements
• Ensure projects are closed-out effectively

Person Specification:

• Advanced Excel skills including H/Vlookup, If and nested If statements, Sumif/countif function, cell validation and goal seek (will be tested)
• Experience in NGO project accounting and financial management of large international projects and country programmes
• Experience of financial reporting to Governmental, Private and Institutional Donors (FCDO, USAID, Gates Foundation)
• Ideally SUN systems and Q&A experience
• Skilled in developing value for money analysis, budget narratives and cost competitiveness assessments
• Proven experience of data analysis and visualisation for internal and external audiences

________

As an employer, we are committed to ensuring the representation of people from all backgrounds regardless of their gender identity or expression, sexual orientation, race, religion, ethnicity, age, neurodiversity, disability status, or any other aspect which makes them unique. We welcome applicants from all backgrounds to apply and would encourage you to let us know if there are steps, we can take to ensure that your recruitment process enables you to present yourself in a way that makes you comfortable.

Internal Auditor

Contract: Permanent, Full Time, (part-time will be considered)

Location: The role will be based in the UK or one of the following countries where WaterAid works: Tanzania, Nigeria, South Africa, or Nepal, subject to right-to-work eligibility in the respective countries.
For the UK Location, we offer hybrid working: A minimum of 40% of working time is spent face-to-face, in a WaterAid office. For UK-based staff, WaterAid is located at Canary Wharf, London and this will be your location and contract base.

Salary & Benefits
Salaries and benefits for different countries will vary in line with the location of the successful candidate and depending on experience. See further details below Role-based in

• United Kingdom: London: Grade 3 - 48,314 - 50,729 GBP with benefits
• Nepal, Kathmandu: Grade F, 2,683,872 - 3,882,924 NPR with benefits
• Tanzania, Dar-Es-Salaam: Grade F, 83,672,682 - 106,242,154 TZS with benefits
• South Africa, Pretoria: Grade F, 773,411 - 966,764 ZAR with benefits
• Nigeria, Abuja: Grade F, 16,281,102 - 20,747,993 NGN with benefits

About WaterAid:
Join WaterAid as an Internal Auditor to change normal for millions of people so they can unlock their potential, break free from poverty and change their lives for good. We need passionate, creative and dedicated people. In return, you will be encouraged and empowered to be yourself at your very best. Together, we will make a bigger difference.

About the Team:
WaterAid has established an internal audit function within the Global Assurance Team in order to provide Directors and Trustees with an opinion on the adequacy and effectiveness of internal controls, risk management and governance. Internal Audit carries out audits in the UK, other WaterAid Federation Member Countries and WaterAid Country Programmes, including audits of partner organisations. Internal Audit also provides an advisory service to management on issues of risk management, governance and control. The internal audit function is independent and reports directly to the Chief Executive.

About the Role:
As our diligent and tenacious Internal Auditor, you will deliver an agreed programme of audits across WaterAid and its partner organisations and other ad hoc work and investigations as necessary. WaterAid is committed to ensuring the highest levels of professional competence and financial integrity. The post holder will be expected to meet this commitment through the delivery of an agreed programme of internal audit work, by performing audits across the WaterAid global federation and its partner organisations, supporting management on ad hoc projects, conducting investigations and reviews, as necessary. The post holder will be required to follow and work in accordance with professional auditing standards.

In this role, you'll:

1. Deliver internal audits to provide assurance that financial and other control procedures are appropriate and implemented as designed. Internal audits will cover UK head office functions, other WaterAid Federation Member Countries, regional offices, Country Programmes and partner organisations and will involve the following tasks:-
2. Respond to requests for assistance and advice from management in respect of any matters relating to systems of control, risk management and governance. This will include the following tasks:-
3. Input to the development of the Global Assurance function with:
4. Undertake investigations into suspected fraud, or other financial irregularities, whilst complying with best practice and data protection, confidentiality etc

About You:

• A professional CCAB (Consultative Committee of Accounting Bodies) accounting qualification or accredited member of the CIIA (Chartered Institute of Internal Auditors)
• Honesty, integrity, tenacity and sensitivity
• Experience and understanding of risk-based audit techniques
• Strong numeric, analytical and financial skills, with an aptitude for budgeting and financial management
• Good understanding of risk management and internal controls
• Good communication and report writing skills, with either native proficiency or advanced professional proficiency in English
• Confident to communicate with all levels of management and Trustees
• Excellent time management and organisational skills and ability to juggle multiple assignments and meet deadlines
• Good IT literacy
• Strong interpersonal skills and proven ability to work across different cultures
• A willingness to travel and an ability to work independently with limited supervision

Although not essential, we also prefer you to have:

• Experience of working in the INGO sector
• Proficiency of auditing using data analytics techniques
• Qualifications and/or experience in fraud investigations
• Knowledge of French or Portuguese
• And/or knowledge of South Asian or African languages from countries where WaterAid works

Closing date: Applications will close at 23:59 on Sunday 12th May 2024. Availability for the first interview is requested in the week of 20th or 28th May 2024.

How to Apply: To see the full job pack, please click 'Apply'.
Please apply by submitting your CV and a one-page cover letter explaining your motivations for applying for this role in one document in either Word Document or PDF format. Please include a statement of whether you have the permanent right to work in either the UK, Nepal, South Africa, Tanzania or Nigeria.

Pre-employment screening: To apply for this post, you must be able to demonstrate your eligibility to work in the respective country. All pre-employment checks will be carried out according to the applicable laws in the respective countries. All our UK-based vacancies require a basic Disclosure and Barring Service (DBS) check to comply with our Safer Recruitment policy.

Our Commitment

Our People Promise:
We will work with passion and focus to ensure safe and sustainable water, toilets and hygiene are available to everyone, everywhere. WaterAid is a place of purpose - where people have a real commitment and shared responsibility for the impact we have. We are a global community with diverse backgrounds and perspectives, motivated by inspiring, stimulating work. We are determined to put the wellbeing of our people first, to be a place where people feel safe and able to contribute their voice and truly live our values.

Equal opportunities:
We are an equal opportunity, disability-confident employer and are dedicated to achieving the highest standards of diversity, equity and inclusion. We welcome applications from people of all backgrounds, beliefs, customs, traditions and ways of life. This includes, but is not limited to, race, gender, disability, age, sexual orientation, religion, national or social origin, health status, and economic or social situation.

Safeguarding:
We are also committed to protecting everyone we come into contact with. We have a zero-tolerance approach to abuse of power, privilege or trust across our global work, and any form of inappropriate behaviour, discrimination, abuse, bullying, harassment, or exploitation. Safeguarding the people and communities we work with, our staff, volunteers and anyone working on our behalf is our top priority, and we take our responsibilities extremely seriously.
 

Accounts Receivable Supervisor.

Permanent position
Hybrid working
£34,000 - £37,000 Salary

14% pension contribution

35 days annual leave + 8 days bank holiday.

Morgan law are working exclusively with the Royal Central School of Speech and Drama for the recruitment of an Accounts Receivable Supervisor.

Reporting into the Head of Finance and managing a credit controller, your responsibilities will include:

To be responsible for the accurate maintenance of the Student Billing module in the finance accounting system.

Manage and maintain an accurate debtor control record, adjusting student fee records to ensure that students have been correctly billed by raising invoices and credit notes accordingly.

* Ensure School fees are paid in line with agreed deadlines and liaise with students to resolve payment queries including setting up individual payments plans in a speedy, accurate and professional manner.

* Provide analysis of tuition fee income and provide information to management for monthly, quarterly, end of year financial reporting and periodic reconciliation purposes.

* Develop and manage communications plan for students regarding payment dates and methods of payment.

* Oversee the Sales Ledger, raising all invoices and credit notes for other income streams including Student Support Services, Short Courses, Research and other departments.

* Send accurate monthly statements to students/customers.

* Produce monthly sales ledger analysis including aged debtor report.

* To maintain accurate and appropriate credit control procedures in line with the school policy and proactively manage the collection of all outstanding debts.

* Advise Head of Finance regarding potential bad debt risk and adequacy of bad debt provision

The client will be reviewing applications on a rolling basis, so apply early so you do not miss out.